/* =============================================
   VELDNOR — Financial Analytics Audio Portal
   Global Stylesheet
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #0A1628;
  --navy-mid:  #12243E;
  --graphite:  #2D3748;
  --graphite-light: #4A5568;
  --gold:      #C9A84C;
  --gold-light:#E2C46A;
  --gold-pale: #F5E9C8;
  --bg:        #F7F8FC;
  --bg-white:  #FFFFFF;
  --text-dark: #1A202C;
  --text-mid:  #4A5568;
  --text-light:#718096;
  --border:    #E2E8F0;
  --border-mid:#CBD5E0;
  --success:   #2F855A;
  --shadow-sm: 0 1px 3px rgba(10,22,40,.08);
  --shadow-md: 0 4px 16px rgba(10,22,40,.10);
  --shadow-lg: 0 8px 32px rgba(10,22,40,.14);
  --radius:    8px;
  --radius-lg: 14px;
  --radius-xl: 22px;
  --transition: all .22s ease;
  --font-body:  'Inter', sans-serif;
  --font-head:  'Playfair Display', serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text-dark);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; height: auto; }

a { color: var(--gold); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--gold-light); }

h1, h2, h3, h4, h5 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.25;
}

p { margin-bottom: 1rem; color: var(--text-mid); }

ul, ol { padding-left: 1.25rem; }
li { margin-bottom: .4rem; color: var(--text-mid); }

/* ── Utilities ── */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.container--narrow { max-width: 860px; margin: 0 auto; padding: 0 24px; }
.container--wide   { max-width: 1400px; margin: 0 auto; padding: 0 24px; }

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

.text-gold   { color: var(--gold); }
.text-navy   { color: var(--navy); }
.text-center { text-align: center; }
.text-left   { text-align: left; }
.text-right  { text-align: right; }
.font-body   { font-family: var(--font-body); }
.font-head   { font-family: var(--font-head); }

.mb-0 { margin-bottom: 0; }
.mb-1 { margin-bottom: .5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.mb-6 { margin-bottom: 3rem; }
.mt-2 { margin-top: 1rem; }
.mt-4 { margin-top: 2rem; }
.mt-6 { margin-top: 3rem; }

.flex         { display: flex; }
.flex-center  { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-wrap    { flex-wrap: wrap; }
.gap-1        { gap: .5rem; }
.gap-2        { gap: 1rem; }
.gap-3        { gap: 1.5rem; }
.gap-4        { gap: 2rem; }

.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 2rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 2rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 1.5rem; }

.section { padding: 72px 0; }
.section--lg { padding: 96px 0; }
.section--sm { padding: 48px 0; }
.section--dark { background: var(--navy); }
.section--navy-mid { background: var(--navy-mid); }
.section--white { background: var(--bg-white); }
.section--alt   { background: #EFF3FB; }

.section-label {
  display: inline-block;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: .75rem;
}
.section-title {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  color: var(--navy);
  margin-bottom: 1rem;
}
.section-title--light { color: #fff; }
.section-subtitle {
  font-family: var(--font-body);
  font-size: 1.05rem;
  color: var(--text-light);
  max-width: 600px;
}
.section-subtitle--light { color: rgba(255,255,255,.7); }

.divider {
  width: 52px; height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin-bottom: 1.5rem;
}
.divider--center { margin: 0 auto 1.5rem; }

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .7rem 1.6rem;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: .92rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid transparent;
  text-decoration: none;
  line-height: 1.4;
}
.btn--primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn--primary:hover {
  background: var(--gold-light);
  color: var(--navy);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(201,168,76,.35);
}
.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn--outline:hover {
  background: var(--navy);
  color: #fff;
}
.btn--outline-light {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,.5);
}
.btn--outline-light:hover {
  background: rgba(255,255,255,.1);
  color: #fff;
  border-color: #fff;
}
.btn--ghost {
  background: transparent;
  color: var(--gold);
  border-color: transparent;
  padding-left: 0; padding-right: 0;
}
.btn--ghost:hover { color: var(--gold-light); }
.btn--sm { padding: .45rem 1rem; font-size: .82rem; }
.btn--lg { padding: .9rem 2.2rem; font-size: 1rem; }
.btn--full { width: 100%; justify-content: center; }

/* ── Cards ── */
.card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition: var(--transition);
  border: 1px solid var(--border);
}
.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.card__img {
  width: 100%; height: 210px;
  object-fit: cover;
}
.card__img--tall { height: 260px; }
.card__body { padding: 1.5rem; }
.card__label {
  font-size: .7rem; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold); display: block; margin-bottom: .5rem;
}
.card__title {
  font-size: 1.15rem; margin-bottom: .6rem;
  color: var(--navy);
  font-family: var(--font-head);
}
.card__title a { color: var(--navy); }
.card__title a:hover { color: var(--gold); }
.card__text { font-size: .9rem; color: var(--text-mid); margin-bottom: 0; }
.card__meta {
  display: flex; align-items: center; gap: 1rem;
  padding: 1rem 1.5rem;
  border-top: 1px solid var(--border);
  font-size: .78rem; color: var(--text-light);
}

/* ── Tags / Badges ── */
.tag {
  display: inline-block;
  padding: .22rem .7rem;
  border-radius: 20px;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .04em;
  background: var(--gold-pale);
  color: #7B6020;
  border: 1px solid rgba(201,168,76,.3);
}
.tag--dark {
  background: rgba(201,168,76,.15);
  color: var(--gold-light);
  border-color: rgba(201,168,76,.25);
}
.tag--navy {
  background: rgba(10,22,40,.08);
  color: var(--navy);
  border-color: rgba(10,22,40,.12);
}

/* ── Nav ── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--bg-white);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 1px 8px rgba(10,22,40,.06);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}
.logo {
  display: flex; align-items: center; gap: .65rem;
  text-decoration: none;
}
.logo__mark {
  width: 38px; height: 38px;
  background: var(--navy);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.logo__mark svg { width: 22px; height: 22px; fill: var(--gold); }
.logo__text { font-family: var(--font-head); font-size: 1.35rem; color: var(--navy); font-weight: 700; line-height: 1; }
.logo__sub { font-family: var(--font-body); font-size: .62rem; color: var(--text-light); letter-spacing: .1em; text-transform: uppercase; }

.main-nav { display: flex; align-items: center; gap: .25rem; }
.main-nav a {
  font-size: .85rem; font-weight: 500;
  color: var(--text-mid);
  padding: .45rem .75rem;
  border-radius: 6px;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.main-nav a:hover, .main-nav a.active {
  color: var(--navy);
  background: rgba(10,22,40,.05);
}

.nav-dropdown { position: relative; }
.nav-dropdown__toggle {
  display: flex; align-items: center; gap: .3rem;
  cursor: pointer;
  font-size: .85rem; font-weight: 500;
  color: var(--text-mid);
  padding: .45rem .75rem;
  border-radius: 6px;
  transition: var(--transition);
  background: none; border: none;
}
.nav-dropdown__toggle:hover { color: var(--navy); background: rgba(10,22,40,.05); }
.nav-dropdown__menu {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  min-width: 200px;
  padding: .5rem;
  opacity: 0; visibility: hidden; transform: translateY(-4px);
  transition: var(--transition);
  z-index: 100;
}
.nav-dropdown:hover .nav-dropdown__menu,
.nav-dropdown__menu.open {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.nav-dropdown__menu a {
  display: block; padding: .5rem .85rem;
  border-radius: 6px; font-size: .84rem;
  color: var(--text-mid); white-space: nowrap;
}
.nav-dropdown__menu a:hover { background: var(--bg); color: var(--navy); }

.header-actions { display: flex; align-items: center; gap: .75rem; }
.header-search {
  display: flex; align-items: center; gap: .5rem;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: 6px; padding: .38rem .75rem;
}
.header-search input {
  border: none; background: transparent;
  font-size: .83rem; color: var(--text-dark);
  width: 160px; outline: none;
  font-family: var(--font-body);
}
.header-search button {
  background: none; border: none; cursor: pointer;
  color: var(--text-light); display: flex;
}

.hamburger {
  display: none;
  background: none; border: none; cursor: pointer;
  padding: .35rem; color: var(--navy);
}

/* ── Footer ── */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,.75);
}
.footer-top { padding: 64px 0 40px; }
.footer-brand .logo__text { color: #fff; }
.footer-brand .logo__sub  { color: rgba(255,255,255,.4); }
.footer-brand .logo__mark { background: rgba(201,168,76,.2); }
.footer-desc {
  font-size: .88rem; color: rgba(255,255,255,.55);
  margin-top: 1rem; max-width: 280px; line-height: 1.7;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 3rem;
}
.footer-col__title {
  font-family: var(--font-body);
  font-size: .72rem; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 1.1rem;
}
.footer-col a {
  display: block; font-size: .85rem;
  color: rgba(255,255,255,.6);
  padding: .22rem 0; transition: var(--transition);
}
.footer-col a:hover { color: var(--gold-light); }
.footer-contact-item {
  font-size: .85rem; color: rgba(255,255,255,.6);
  display: flex; align-items: flex-start; gap: .55rem;
  margin-bottom: .65rem; line-height: 1.5;
}
.footer-contact-item svg { flex-shrink: 0; margin-top: 2px; color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 20px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 1rem;
}
.footer-copy { font-size: .8rem; color: rgba(255,255,255,.35); }
.footer-legal { display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; }
.footer-legal a { font-size: .8rem; color: rgba(255,255,255,.4); }
.footer-legal a:hover { color: var(--gold); }

/* ── Hero ── */
.hero {
  background: var(--navy);
  padding: 96px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 60% at 70% 40%, rgba(201,168,76,.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero__content { position: relative; z-index: 1; }
.hero__eyebrow {
  font-size: .72rem; font-weight: 700; letter-spacing: .16em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: 1.25rem; display: block;
}
.hero__title {
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  color: #fff; line-height: 1.15;
  margin-bottom: 1.25rem;
  font-family: var(--font-head);
}
.hero__title em { color: var(--gold); font-style: normal; }
.hero__lead {
  font-size: 1.1rem; color: rgba(255,255,255,.7);
  max-width: 560px; line-height: 1.7;
  margin-bottom: 2rem;
  font-family: var(--font-body); font-weight: 400;
}
.hero__actions { display: flex; gap: 1rem; flex-wrap: wrap; align-items: center; }
.hero__img-wrap {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.hero__img-wrap img {
  width: 100%; height: 420px;
  object-fit: cover;
}
.hero__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center;
}
.hero__stats {
  display: flex; gap: 2rem; margin-top: 2.5rem; flex-wrap: wrap;
}
.hero__stat-value {
  font-family: var(--font-head);
  font-size: 2rem; color: var(--gold); font-weight: 700;
}
.hero__stat-label { font-size: .78rem; color: rgba(255,255,255,.5); margin-top: .1rem; }

/* ── Page Hero (inner pages) ── */
.page-hero {
  background: var(--navy);
  padding: 56px 0 48px;
  position: relative; overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 50% 80% at 90% 50%, rgba(201,168,76,.07) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero__inner { position: relative; z-index: 1; }
.page-hero__label {
  font-size: .68rem; font-weight: 700; letter-spacing: .15em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: .75rem; display: block;
}
.page-hero__title {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  color: #fff; margin-bottom: .75rem;
}
.page-hero__lead {
  font-size: 1rem; color: rgba(255,255,255,.65);
  max-width: 640px; line-height: 1.7;
  font-family: var(--font-body);
}
.breadcrumb {
  display: flex; align-items: center; gap: .5rem;
  font-size: .8rem; margin-bottom: 1.25rem; flex-wrap: wrap;
}
.breadcrumb a { color: rgba(255,255,255,.5); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb__sep { color: rgba(255,255,255,.25); }
.breadcrumb__current { color: rgba(255,255,255,.75); }

/* ── Audio Player ── */
.audio-player {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  box-shadow: var(--shadow-sm);
}
.audio-player__header { display: flex; align-items: center; gap: 1rem; margin-bottom: 1rem; }
.audio-player__thumb {
  width: 60px; height: 60px; border-radius: 8px;
  object-fit: cover; flex-shrink: 0;
}
.audio-player__info { flex: 1; min-width: 0; }
.audio-player__title { font-size: .95rem; font-weight: 600; color: var(--navy); margin-bottom: .15rem; }
.audio-player__meta  { font-size: .78rem; color: var(--text-light); }
.audio-controls {
  display: flex; align-items: center; gap: 1rem;
  margin-bottom: .75rem;
}
.audio-btn {
  background: none; border: none; cursor: pointer;
  color: var(--graphite); transition: var(--transition); padding: .2rem;
  display: flex; align-items: center; justify-content: center;
}
.audio-btn:hover { color: var(--gold); }
.audio-btn--play {
  width: 44px; height: 44px;
  background: var(--navy); border-radius: 50%;
  color: #fff;
}
.audio-btn--play:hover { background: var(--gold); color: var(--navy); }
.progress-wrap { flex: 1; }
.progress-bar {
  width: 100%; height: 4px;
  -webkit-appearance: none; appearance: none;
  background: var(--border); border-radius: 2px;
  cursor: pointer; outline: none;
}
.progress-bar::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 14px; height: 14px;
  border-radius: 50%; background: var(--navy);
  cursor: pointer; margin-top: -5px;
}
.progress-bar::-moz-range-thumb {
  width: 14px; height: 14px;
  border-radius: 50%; background: var(--navy);
  cursor: pointer; border: none;
}
.time-display { font-size: .78rem; color: var(--text-light); text-align: right; }

/* ── Episode Card ── */
.ep-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.4rem;
  display: flex; gap: 1.25rem;
  transition: var(--transition);
}
.ep-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.ep-card__num {
  font-family: var(--font-head);
  font-size: 1.8rem; color: var(--border-mid);
  font-weight: 700; min-width: 44px; text-align: right;
  flex-shrink: 0;
}
.ep-card__body { flex: 1; }
.ep-card__tag  { font-size: .68rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold); margin-bottom: .35rem; }
.ep-card__title {
  font-family: var(--font-head);
  font-size: 1.08rem; color: var(--navy);
  margin-bottom: .4rem;
}
.ep-card__title a { color: var(--navy); }
.ep-card__title a:hover { color: var(--gold); }
.ep-card__desc { font-size: .85rem; color: var(--text-mid); margin-bottom: .65rem; }
.ep-card__foot { display: flex; align-items: center; gap: 1.25rem; flex-wrap: wrap; }
.ep-card__date { font-size: .76rem; color: var(--text-light); }
.ep-card__dur  { font-size: .76rem; color: var(--text-light); display: flex; align-items: center; gap: .25rem; }
.ep-card__play {
  margin-left: auto;
  width: 36px; height: 36px;
  background: var(--navy); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #fff; cursor: pointer; border: none;
  transition: var(--transition); flex-shrink: 0;
}
.ep-card__play:hover { background: var(--gold); color: var(--navy); }

/* ── Stats Banner ── */
.stats-band {
  background: var(--navy-mid);
  padding: 40px 0;
}
.stats-band__grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 2rem; text-align: center;
}
.stat-block__value {
  font-family: var(--font-head);
  font-size: 2.6rem; color: var(--gold);
  font-weight: 700; line-height: 1;
}
.stat-block__label { font-size: .82rem; color: rgba(255,255,255,.55); margin-top: .4rem; }

/* ── Quote / Highlight ── */
.pullquote {
  border-left: 4px solid var(--gold);
  padding: 1.25rem 1.75rem;
  background: var(--gold-pale);
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 1.5rem 0;
}
.pullquote p { color: var(--text-dark); font-size: 1.08rem; font-style: italic; margin: 0; }
.pullquote cite { display: block; font-size: .82rem; color: var(--text-light); margin-top: .6rem; font-style: normal; }

/* ── Table ── */
.data-table {
  width: 100%; border-collapse: collapse;
  font-size: .88rem;
}
.data-table th {
  background: var(--navy); color: rgba(255,255,255,.9);
  padding: .75rem 1rem; text-align: left;
  font-weight: 600; font-family: var(--font-body);
  font-size: .78rem; letter-spacing: .05em;
}
.data-table td {
  padding: .75rem 1rem;
  border-bottom: 1px solid var(--border);
  color: var(--text-mid);
}
.data-table tr:hover td { background: var(--bg); }
.data-table .up   { color: var(--success); font-weight: 600; }
.data-table .down { color: #C53030; font-weight: 600; }
.table-wrap { overflow-x: auto; border-radius: var(--radius-lg); border: 1px solid var(--border); }

/* ── Forms ── */
.form-group { margin-bottom: 1.25rem; }
.form-label {
  display: block; font-size: .82rem; font-weight: 600;
  color: var(--graphite); margin-bottom: .4rem;
}
.form-control {
  width: 100%; padding: .65rem 1rem;
  border: 1px solid var(--border-mid);
  border-radius: var(--radius);
  font-size: .9rem; font-family: var(--font-body);
  color: var(--text-dark); background: var(--bg-white);
  transition: var(--transition); outline: none;
}
.form-control:focus { border-color: var(--navy); box-shadow: 0 0 0 3px rgba(10,22,40,.08); }
textarea.form-control { resize: vertical; min-height: 120px; }
select.form-control { cursor: pointer; }
.form-hint { font-size: .78rem; color: var(--text-light); margin-top: .3rem; }
.form-error { font-size: .78rem; color: #C53030; margin-top: .3rem; }

/* Success message */
.alert {
  padding: 1rem 1.25rem;
  border-radius: var(--radius);
  font-size: .9rem; margin-bottom: 1rem;
  display: flex; align-items: flex-start; gap: .75rem;
}
.alert--success {
  background: #F0FFF4; border: 1px solid #9AE6B4;
  color: var(--success);
}
.alert--info {
  background: #EBF8FF; border: 1px solid #90CDF4;
  color: #2C5282;
}
.alert--warning {
  background: #FFFFF0; border: 1px solid #F6E05E;
  color: #744210;
}
.alert--hidden { display: none; }

/* ── Sidebar ── */
.sidebar { position: sticky; top: 90px; }
.sidebar-widget {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden; margin-bottom: 1.5rem;
}
.sidebar-widget__head {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--border);
  font-size: .78rem; font-weight: 700;
  letter-spacing: .1em; text-transform: uppercase;
  color: var(--navy);
}
.sidebar-widget__body { padding: 1.25rem; }
.sidebar-list-item {
  display: flex; gap: .75rem; padding: .7rem 0;
  border-bottom: 1px solid var(--border);
}
.sidebar-list-item:last-child { border-bottom: none; padding-bottom: 0; }
.sidebar-list-item__img {
  width: 56px; height: 44px; border-radius: 6px;
  object-fit: cover; flex-shrink: 0;
}
.sidebar-list-item__title {
  font-size: .84rem; font-weight: 600; color: var(--navy);
  line-height: 1.35; margin-bottom: .25rem;
}
.sidebar-list-item__title a { color: var(--navy); }
.sidebar-list-item__title a:hover { color: var(--gold); }
.sidebar-list-item__meta { font-size: .74rem; color: var(--text-light); }

/* ── Expert Profile ── */
.expert-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  text-align: center;
  transition: var(--transition);
}
.expert-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.expert-card__photo {
  width: 96px; height: 96px; border-radius: 50%;
  object-fit: cover; margin: 0 auto .9rem;
  border: 3px solid var(--gold-pale);
}
.expert-card__name { font-size: 1.05rem; color: var(--navy); margin-bottom: .2rem; }
.expert-card__role { font-size: .8rem; color: var(--gold); font-weight: 600; margin-bottom: .65rem; }
.expert-card__bio  { font-size: .84rem; color: var(--text-mid); line-height: 1.6; }

/* ── Testimonial ── */
.testimonial {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
}
.testimonial__stars { color: var(--gold); font-size: .9rem; margin-bottom: .75rem; }
.testimonial__text  { font-size: .95rem; color: var(--text-mid); font-style: italic; margin-bottom: 1rem; }
.testimonial__author { display: flex; align-items: center; gap: .75rem; }
.testimonial__avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; }
.testimonial__name  { font-size: .9rem; font-weight: 600; color: var(--navy); }
.testimonial__meta  { font-size: .78rem; color: var(--text-light); }

/* ── Newsletter ── */
.newsletter-band {
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 64px 0;
}
.newsletter-form {
  display: flex; gap: .75rem; flex-wrap: wrap; max-width: 480px;
}
.newsletter-input {
  flex: 1; min-width: 200px;
  padding: .7rem 1rem;
  border: 1px solid rgba(255,255,255,.2);
  border-radius: var(--radius);
  background: rgba(255,255,255,.07);
  color: #fff; font-size: .9rem;
  font-family: var(--font-body);
  outline: none; transition: var(--transition);
}
.newsletter-input::placeholder { color: rgba(255,255,255,.4); }
.newsletter-input:focus { border-color: var(--gold); background: rgba(255,255,255,.1); }

/* ── Cookie Banner ── */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--navy); color: rgba(255,255,255,.85);
  padding: 1rem 0; z-index: 9999;
  border-top: 1px solid rgba(201,168,76,.3);
  transform: translateY(0);
  transition: transform .35s ease;
}
.cookie-banner.hidden { transform: translateY(100%); }
.cookie-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1.5rem; flex-wrap: wrap;
}
.cookie-text { font-size: .84rem; color: rgba(255,255,255,.7); flex: 1; }
.cookie-text a { color: var(--gold); }
.cookie-actions { display: flex; gap: .75rem; flex-shrink: 0; }

/* ── Back to top ── */
.back-top {
  position: fixed; bottom: 1.75rem; right: 1.75rem;
  width: 44px; height: 44px;
  background: var(--navy); color: #fff;
  border-radius: 50%; border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-md); z-index: 500;
  opacity: 0; visibility: hidden;
  transition: var(--transition);
}
.back-top.visible { opacity: 1; visibility: visible; }
.back-top:hover { background: var(--gold); color: var(--navy); transform: translateY(-2px); }

/* ── Tabs ── */
.tabs { border-bottom: 2px solid var(--border); margin-bottom: 2rem; display: flex; gap: .25rem; flex-wrap: wrap; }
.tab-btn {
  padding: .65rem 1.25rem;
  background: none; border: none; cursor: pointer;
  font-size: .88rem; font-weight: 600;
  color: var(--text-light); border-bottom: 2px solid transparent;
  margin-bottom: -2px; transition: var(--transition);
  font-family: var(--font-body);
}
.tab-btn.active { color: var(--navy); border-bottom-color: var(--gold); }
.tab-btn:hover  { color: var(--navy); }
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* ── Accordion ── */
.accordion { border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }
.accordion-item { border-bottom: 1px solid var(--border); }
.accordion-item:last-child { border-bottom: none; }
.accordion-btn {
  width: 100%; background: none; border: none; cursor: pointer;
  padding: 1.1rem 1.4rem;
  display: flex; align-items: center; justify-content: space-between;
  font-size: .95rem; font-weight: 600; color: var(--navy);
  text-align: left; font-family: var(--font-body);
  transition: var(--transition);
}
.accordion-btn:hover { background: var(--bg); }
.accordion-btn svg { flex-shrink: 0; transition: transform .25s ease; color: var(--text-light); }
.accordion-btn.open svg { transform: rotate(180deg); color: var(--gold); }
.accordion-body {
  padding: 0 1.4rem; max-height: 0; overflow: hidden;
  transition: max-height .35s ease, padding .25s ease;
}
.accordion-body.open { max-height: 600px; padding: 0 1.4rem 1.2rem; }
.accordion-body p { font-size: .9rem; color: var(--text-mid); margin-bottom: .5rem; }

/* ── Pagination ── */
.pagination { display: flex; align-items: center; gap: .4rem; flex-wrap: wrap; justify-content: center; margin-top: 3rem; }
.pag-btn {
  min-width: 38px; height: 38px;
  border: 1px solid var(--border-mid); border-radius: var(--radius);
  background: var(--bg-white); color: var(--text-mid);
  font-size: .85rem; font-weight: 500; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition); text-decoration: none;
}
.pag-btn:hover, .pag-btn.active {
  background: var(--navy); color: #fff; border-color: var(--navy);
}
.pag-btn.active { font-weight: 700; }

/* ── Misc ── */
.separator { height: 1px; background: var(--border); margin: 2rem 0; }
.gold-line  { width: 40px; height: 3px; background: var(--gold); border-radius: 2px; margin-bottom: 1rem; }
.img-rounded { border-radius: var(--radius-lg); }
.img-circle  { border-radius: 50%; }
.shadow      { box-shadow: var(--shadow-md); }

.two-col-layout { display: grid; grid-template-columns: 1fr 340px; gap: 3rem; align-items: start; }
.three-col-layout { display: grid; grid-template-columns: 280px 1fr 280px; gap: 2.5rem; align-items: start; }

.highlight-box {
  background: var(--gold-pale);
  border: 1px solid rgba(201,168,76,.3);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin: 1.5rem 0;
}
.highlight-box p { color: var(--text-dark); margin-bottom: 0; }

.featured-img {
  width: 100%; border-radius: var(--radius-lg);
  object-fit: cover; display: block;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .two-col-layout { grid-template-columns: 1fr; }
  .three-col-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}
@media (max-width: 768px) {
  .hero { padding: 64px 0 52px; }
  .hero__layout { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero__img-wrap { display: none; }
  .section { padding: 52px 0; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .stats-band__grid { grid-template-columns: repeat(2,1fr); }
  .main-nav, .header-search, .header-actions .btn { display: none; }
  .hamburger { display: flex; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .newsletter-form { flex-direction: column; }
}
@media (max-width: 480px) {
  .stats-band__grid { grid-template-columns: 1fr 1fr; }
  .btn--lg { padding: .75rem 1.4rem; font-size: .9rem; }
  .hero__title { font-size: 2rem; }
  .section-title { font-size: 1.65rem; }
}

/* ── Mobile Nav ── */
.mobile-nav {
  position: fixed; inset: 0; z-index: 2000;
  background: var(--bg-white);
  transform: translateX(-100%);
  transition: transform .3s ease;
  overflow-y: auto;
  padding: 1.5rem;
}
.mobile-nav.open { transform: translateX(0); }
.mobile-nav__close {
  display: flex; justify-content: flex-end;
  margin-bottom: 1.5rem;
}
.mobile-nav__close button {
  background: none; border: none; cursor: pointer;
  color: var(--navy); padding: .25rem;
}
.mobile-nav a {
  display: block; padding: .85rem 0;
  border-bottom: 1px solid var(--border);
  font-size: 1rem; font-weight: 500; color: var(--text-dark);
}
.mobile-nav a:hover { color: var(--gold); }

/* ── Policy Pages ── */
.policy-content { padding: 60px 0; }
.policy-content h2 { font-size: 1.45rem; color: var(--navy); margin: 2.5rem 0 .75rem; }
.policy-content h3 { font-size: 1.15rem; color: var(--graphite); margin: 1.75rem 0 .5rem; font-family: var(--font-body); font-weight: 700; }
.policy-content p  { font-size: .93rem; color: var(--text-mid); line-height: 1.75; }
.policy-content ul { margin: .75rem 0 1rem; }
.policy-content li { font-size: .93rem; color: var(--text-mid); line-height: 1.7; margin-bottom: .4rem; }
.policy-content a  { color: var(--gold); text-decoration: underline; }
.policy-meta { font-size: .82rem; color: var(--text-light); margin-bottom: 2rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--border); }

/* ── Loading / Spinner ── */
.spinner {
  width: 36px; height: 36px;
  border: 3px solid var(--border);
  border-top-color: var(--navy);
  border-radius: 50%;
  animation: spin .7s linear infinite;
  margin: 2rem auto;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ── Progress bar top ── */
.reading-progress {
  position: fixed; top: 0; left: 0; z-index: 9001;
  height: 3px; width: 0;
  background: var(--gold);
  transition: width .1s ease;
}

/* ── Market ticker ── */
.ticker-wrap {
  background: var(--navy-mid);
  overflow: hidden; padding: 8px 0;
  border-bottom: 1px solid rgba(201,168,76,.15);
}
.ticker-track {
  display: flex; gap: 3rem; align-items: center;
  animation: ticker-scroll 30s linear infinite;
  white-space: nowrap;
}
.ticker-track:hover { animation-play-state: paused; }
.ticker-item { display: inline-flex; align-items: center; gap: .65rem; flex-shrink: 0; }
.ticker-name { font-size: .75rem; font-weight: 700; color: rgba(255,255,255,.6); }
.ticker-val  { font-size: .78rem; font-weight: 600; color: #fff; }
.ticker-chg  { font-size: .73rem; font-weight: 600; }
.ticker-chg.up   { color: #68D391; }
.ticker-chg.down { color: #FC8181; }
@keyframes ticker-scroll {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}